Why is my Failure Score so different to my Delinquency Score?
The D&B Delinquency Score predicts the likelihood that an organisation will pay its bills severely late over the next 12 months. The D&B Failure Score predicts the likelihood that an organisation will fail with outstanding creditors in the next 12 months.
It can often be the case that a company’s Delinquency Score is very different to its Failure Score. The fact that they may pay your bill late, does not necessarily mean they may go out of business in the next 12 months. For instance, a global organisation that is not likely to fail in the next 12 months may pay invoices late for any number of reasons. In this instance we would suggest basing the decision to do business with this organisation on how soon you are likely to receive payment for your goods or services as opposed to how likely the business is to fail.