What information have you used to calculate my Delinquency Score?
During Dun & Bradstreet’s research into the Delinquency Score, hundreds of different pieces of data were evaluated on over 200,000 businesses to identify the key factors which best predict actual payment performance. These key factors are then used in the D&B score to predict future payment behaviour.
Dun & Bradstreet look at the following areas when calculating the Delinquency Score:
- Basic Company Information – including the age of the business, where in the UK it is based, what industry sector(s) it operates in and whether it has or is a parent company
- Financial Information – various different ratios and trends taken from the latest set of accounts filed at Companies House
- Payment history taken from our trade partners sales ledgers
- Public Detrimental Information – Such as CCJ’s, mortgages/ charges and the legal pre-failure events (administration, receivership, bankruptcy, etc)
For further information on how D&B collect their trade payment information, please read our Trade FAQ.
For further insight into the D&B Delinquency Score, please view our Scoring Brochure.